Gumroad

18+ only partial anonymity

Direct-to-buyer digital product platform. No monthly fee, and it acts as merchant of record so it handles sales tax.

What it costs you

Fee	Amount	Notes
Direct sales	10% + $0.50 per sale	—
Gumroad Discover sales	30%	Applies when Gumroad's own marketplace surfaces the buyer.
Monthly fee	$0	—

What you keep: 90% minus $0.50 on sales you bring yourself; 70% on sales Gumroad's Discover marketplace sends you.

Getting paid

Methods: Bank transfer, PayPal

Timing: Not verified.

Requirements

Must be 18 or over

What it accepts

Digital downloads
Templates
Ebooks
Memberships
Software

Where it works

International, in supported payout countries.

Opportunities that use Gumroad

Selling simple digital templates and assets

Build a file once and sell it repeatedly — planners, spreadsheets, presets, resume templates. The only genuinely scalable thing in this guide, and the slowest to start.

Sources and verification

Facts on this page were last verified on 12 August 2026.

What we could not verify

Payout schedule and minimum payout threshold.

Gumroad pricing primary

Platform terms change without notice. Confirm current fees on the platform itself before committing money or time.